Most homeowners’ policies specifically exclude criminal acts and intentional acts. So, the insurance company would likely assert that it is not responsible. Whether the insurance company prevails in that situation would really depend on the facts of the case. For example, if the insurance company insures your Rottweiler and it… CONTINUE
Yes. The words “dangerous animal” do have a legal connotation. “Dangerous animal” normally implies that the animal has a known dangerous propensity; either because it is wild in nature, or because it has a history of vicious behavior.
There are extreme circumstances where one is attacked by a dog who is specifically trained to fight and attack. You’ll remember that Michael Vick, who is still a quarterback for the NFL, was involved in a ring of dogs trained to fight for sport. So, if you’re attacked by a… CONTINUE
In San Francisco, it’s illegal to own livestock, but it was very popular at one point to have miniature pigs as house pets. Let’s say I’m attacked by livestock that isn’t owned legally? What does the case look like, how is it different, and what is the insurance company going… CONTINUE
Responsible people purchase insurance for a reason. We want to be insured in the event that something accidental happens on our property. Just as we are insured for negligent driving and possible defects on our property, we are insured in the even our dog, for whatever reason, bites a guest… CONTINUE
Normally homeowners’ insurance covers dog bite activity. Oftentimes renters’ insurance covers dog bite activity. In fact, another statistic from the San Francisco Chronicle article that I cited earlier, “Dog bites accounted for one third of all homeowner’s liability claims in 2015.” ** I think this subject is really important because… CONTINUE
We have had many cases where, during the process of investigation and discovery, we learned that the dog who bit our client had also victimized others. We learn this information by reading police reports, animal control reports, by taking depositions and by demanding production of documents. Even if the dog… CONTINUE
If you are suing a private party, the statute of limitations is two years from the date of the bite, so you have more time. (With a government entity, such as the circumstance when you are bitten by a police dog, you must file a government claim within six months)…. CONTINUE
If you are bitten by a police dog, Civil Code Section 3342 still applies: The police will not be liable if the police dog is acting in the normal course of its’ duties in providing some law enforcement function. For example, if you are a felon fleeing a crime scene… CONTINUE
Very early on in the claims process or the litigation, we determine whether there might possibly be more than one owner. When that is the case, the owners are joined in the same case.